Get premium checking and savings with Thrivent Money™
Unlock smart ways to create and achieve goals with Thrivent Money. Including a premium checking account, it helps you manage, save, borrow and plan with ease. Customize your savings, monitor money habits, and get the guidance you need all in one place.
A smart checking and savings account experience
Get the digital banking tools you need without the fees you don’t. Our premium checking and savings account make smart money management easy.
- No monthly account, minimum balance or overdraft fees
- Includes Thrivent Money Spend account and Savings Pockets
- No ATM fees
- No hidden fees
- Connected debit card
- Global ATM network
What’s included
Introducing premium banking tools from Thrivent Money. Automate your savings goals, get free money coaching, and plan for daily and unexpected expenses. Easily manage money and build your financial confidence.
Thrivent Money Spend
Savings Pockets™
Money Mentors
Mindful Coverage™
Frequently Asked Questions
What is Thrivent Money™?
Thrivent Money includes a spending account and a saving account that work together, as well as several tools to help you manage your money. Your Thrivent Money Spend account is a modern checking account designed to help you manage your day-to-day spending. Savings Pockets is a flexible savings account that allows you to track your specific savings goals, with tools to help you automate your savings habits. Thrivent Money also includes digital tools to help you manage your money and see your cash flow.
How do Savings Pockets™ work?
When you set up a Savings Pocket, you organize your savings into different “pockets.” You can also set up custom automations to schedule contributions to each one.
Is there a fee for Thrivent Money™?
Thrivent Money is a free checking account as long as you are actively using it. With no account minimum balance, no monthly fees, no ATM fees and no overdraft fees. You only pay for services you may occasionally need from your bank, such as sending a wire transfer, or a small fee if the account becomes inactive for 12 months. We will never hide fees – you can see the (short!) list here.
What’s the difference between a Thrivent Checking account and a Thrivent Money™ account?
A Thrivent Checking account is a traditional checking account you use to deposit and spend money. Thrivent Money includes a checking account and a savings account, as well as access to unique tools for managing your money – Savings Pockets™, Money Mentors and Mindful Coverage™.
Does Thrivent Money™ offer interest-free loans?
Yes – when you subscribe to Mindful Coverage™ for $10 per month, you can access up to three no-interest loans at the same time without a credit check. Your Mindful Coverage limit is based on your cash flow and could be up to $2,500. These are a convenient alternative to payday loans or buy-now-pay-later loans. Learn more about Mindful Coverage.
Have a question that’s not answered here? We’re here to help.
Get in touch